There are plenty of reasons why you should boost your credit score. But if you’re preparing to purchase a house, know that an exceptional credit score can increase your chances of getting a lower interest rate on your home loan. 

If you want to raise your credit score, there are several quick, simple things that you can do. While it might take some months to see an improvement in your credit score, you can start boosting your credit in just a few hours.

What is a Credit Score?

A credit score is a number from 300 to 850 that predicts your likelihood of repaying your debt. The higher the score, the better a borrower looks to potential lenders.

Your credit score is calculated based on various factors: payment history, debt burden, length of